Women lead the ownership race
Our numbers are based on Lightstone’s derived indicator of government subsidised housing, which include what was previously known as RDP housing, but are now referred to by the Department of Human Settlements as “Breaking New Ground” or BNG houses.
Government subsidies for RDP/BNG houses are awarded to South African citizens over 21 who earn less than R3 500 a month and are first-time government subsidy recipients and first-time homeowners.
Of the 1.65 million women recipients, 1 055 000 were single ownership recipients while 600 000 women owned homes jointly with others. In fact, single women make up 45% of subsidy recipients, while men make up just 29% and 26% are owned jointly.
The vast majority – 930 000 or 88% – of women single owners still own their properties, a higher ratio than couples (85%) and single male recipients (83%).
Some 90 000 of the women single owners sold their properties for an average price of R130 000, while the balance transferred the properties to someone else at no cost.
Most women received their property aged between 30-40, although as the graph below indicates women as young as 20 and as old as 80 are becoming homeowners for the first time.
Women’s age at time of first time home purchase
Single women as proportion of government subsidy recipients
Population growth 2011-2022
According to GroundUp, a South African-based non-profit news agency, allocation of government-built houses is complex and there are many municipal and provincial systems at play. Broadly speaking, other than RDP/BNG housing (BNG houses are intended to be larger than RDP houses), other forms of subsidised accommodation include:
- Community Residential Units: aimed at households earning less than R3 500 per month, and for rent, not sale
- Upgrading of Informal Settlements Programme: provides running water, sanitation, electricity and roads to informal settlements, but not necessarily houses
- Emergency Housing Programme
- Finance Linked Individual Subsidy Programme (FLISP): is one example of a state-driven housing initiative for those earning more than R3 500 but less than R22 000 per month (which is the minimum amount needed to qualify for a home loan from a bank)
- Social Housing Programme: is mainly (but not only) for households earning between R3 500 and R7 500 per month.
Ownership of government subsidised houses
Single women as proportion of government subsidy recipients
Population growth 2011-2022
According to GroundUp, a South African-based non-profit news agency, allocation of government-built houses is complex and there are many municipal and provincial systems at play. Broadly speaking, other than RDP/BNG housing (BNG houses are intended to be larger than RDP houses), other forms of subsidised accommodation include:
- Community Residential Units: aimed at households earning less than R3 500 per month, and for rent, not sale
- Upgrading of Informal Settlements Programme: provides running water, sanitation, electricity and roads to informal settlements, but not necessarily houses
- Emergency Housing Programme
- Finance Linked Individual Subsidy Programme (FLISP): is one example of a state-driven housing initiative for those earning more than R3 500 but less than R22 000 per month (which is the minimum amount needed to qualify for a home loan from a bank)
- Social Housing Programme: is mainly (but not only) for households earning between R3 500 and R7 500 per month.